Just take 2 minute for your loan

Fill up the form below and loan executive would get in touch with you

    Loan Against Rent Receivables

    Unlock the potential of your rental income with LoanSeva’s Loan Against Rent Receivables, a smart financing option for property owners earning regular rental income. This loan allows you to raise funds by pledging future rent receivables from leased commercial or residential properties, providing immediate liquidity without selling your asset.

    Ideal for landlords, developers, and corporate property owners, this facility helps you manage cash flow, fund new projects, or meet business expenses with ease. LoanSeva offers attractive interest rates, flexible repayment options, and quick disbursal, ensuring a smooth borrowing experience.

    With minimal documentation and a transparent approval process, you can continue earning rent while leveraging your property’s potential.

    Documents Required

    • ✅ PHOTOGRAPHS – 2
    • ✅ PAN CARD COPY
    • ✅ AADHAR CARD + PASSPORT
    • ✅ ADDRESS PROOF – IF RENTED, ALSO REQUIRED PERMANENT ADDRESS PROOF
    • ✅ LAST 3 YEARS FORM-16, ITR WITH COMPUTATION OF INCOME (IF FILED)
    • ✅ LAST 1 YEAR BANK STATEMENT – SALARY ACCOUNT
    • ✅ LOAN SCHEDULE & SANCTION LETTER (IF RUNNING)
    • ✅ COMPLETE PROPERTY PAPERS WITH CHAIN & MAP + ATS
    • ✅ PROCESSING FEE CHEQUE IN FAVOUR OF BANK
    • ✅ LAST 3 MONTHS SALARY SLIP + APPOINTMENT LETTER
    • ✅ PHOTOGRAPH – BOTH
    • ✅ PAN CARD CLEAR COPY – PROPRIETOR
    • ✅ ADDRESS PROOF (PASSPORT, VOTER ID CARD) – PROPRIETOR
    • ✅ OFFICE ADDRESS PROOF – LATEST (ELECTRICITY BILL, TELEPHONE BILL)
    • ✅ FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY
    • ✅ LAST 1 YEAR GST RETURN COPY
    • ✅ FIRM 3 YEARS ITR COMPUTATION, PROFIT & LOSS A/C, BALANCE SHEET, TAX AUDIT REPORT, ALL SCHEDULES & ANNEXURES
    • ✅ PROVISIONAL FINANCIAL – AY 2019-20
    • ✅ BANK ACCOUNTS (CURRENT ACCOUNT, CC ACCOUNT, OD ACCOUNT – LAST 1 YEAR UPDATED)
    • ✅ 6 MONTH SAVING ACCOUNT STATEMENT UPDATED (PROPRIETOR)
    • ✅ IF RUNNING ANY LOAN – PLEASE PROVIDE SANCTION LETTER AND REPAYMENT SCHEDULE
    • ✅ AGREEMENT TO SELL COPY
    • ✅ PROPERTY PAPERS WITH CHAIN & SANCTION MAP
    • ✅ GST CERTIFICATE
    • ✅ GST RETURN – LAST 1 YEAR
    • ✅ 3 YEAR COMPANY ITR, COI, P/L A/C, BALANCE SHEET + AUDIT REPORT 3CB, 3CD, ALL ANNEXURES, SCHEDULES WITH C.A. CERTIFIED
    • ✅ PROVISIONAL FINANCIAL – AY 2019-20
    • ✅ 3 YEAR ALL PARTNERS’ INDIVIDUAL ITR + COMPUTATION
    • ✅ FIRM ALL BANK ACCOUNT STATEMENTS – 1 YEAR UPDATED
    • ✅ ALL PARTNER SAVING ACCOUNT STATEMENTS – 6 MONTHS
    • ✅ IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULE
    • ✅ AGREEMENT TO SELL COPY
    • ✅ PROPERTY PAPERS COMPLETE CHAIN WITH MAP
    • ✅ PHOTOGRAPHS – ALL PARTNERS
    • ✅ PAN CARD – COMPANY & ALL PARTNERS
    • ✅ ADDRESS PROOF – ALL PARTNERS (PASSPORT, VOTER ID, PAN, AADHAAR)
    • ✅ FIRM ADDRESS PROOF – LATEST UTILITY BILL
    • ✅ PARTNERSHIP DEED COPY
    • ✅ GST CERTIFICATE
    • ✅ GST RETURN – LAST 1 YEAR
    • ✅ ANNEXURES & SCHEDULES WITH C.A. CERTIFIED
    • ✅ PROVISIONAL FINANCIAL – AY 2019-20
    • ✅ 3 YEAR ALL PARTNER INDIVIDUAL ITR + COMPUTATION
    • ✅ FIRM ALL BANK ACCOUNT STATEMENTS – 1 YEAR UPDATED
    • ✅ ALL PARTNER SAVING ACCOUNT STATEMENTS – 6 MONTHS
    • ✅ IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULE
    • ✅ AGREEMENT TO SELL COPY
    • ✅ PROPERTY PAPERS COMPLETE CHAIN WITH MAP
    • ✅ ALL DIRECTORS PHOTOGRAPH
    • ✅ CLEAR PAN CARD – COMPANY AND ALL DIRECTORS
    • ✅ ADDRESS PROOF – COMPANY AND DIRECTORS
    • ✅ LIST OF DIRECTORS & SHAREHOLDERS WITH CA CERTIFIED AS ON DATE
    • ✅ MEMORANDUM ORDER IN HAND AND COMPLETE COPY (IF APPLICABLE)
    • ✅ GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE
    • ✅ 1 YEAR GST RETURNS
    • ✅ ALL DIRECTORS INDIVIDUAL ITR & COMPUTATION – LAST 3 YEARS
    • ✅ LAST 3 YEARS COMPLETE FINANCIAL WITH TAX AUDIT REPORT AND ANNEXURE
    • ✅ PROVISIONAL FINANCIAL FY 2019-20 OR MONTH-WISE SALES FIGURE – LAST 1 YEAR
    • ✅ COMPANY ALL BANK ACCOUNT STATEMENTS – 1 YEAR UPDATED
    • ✅ ALL DIRECTORS SAVING ACCOUNT STATEMENTS – 6 MONTHS
    • ✅ IF RUNNING ANY LOAN – LATEST SANCTION LETTER AND REPAYMENT SCHEDULE
    • ✅ AGREEMENT TO SELL COPY
    • ✅ PROPERTY PAPERS – COMPLETE CHAIN WITH SANCTION MAP

    Frequently Asked Questions

    It’s a loan facility that allows property owners to borrow funds against future rent receivables from leased properties.

    Landlords, developers, and companies owning commercial or residential rental properties can apply.

    The loan amount is based on the rental income value, lease duration, and tenant’s creditworthiness.

    Yes, you continue to receive rent as usual, but repayments are adjusted from the receivables.

    It offers quick liquidity, low interest rates, and no disruption of ownership while maintaining steady cash flow.

    LoanSeva ensures a fast process — approval and disbursal typically take 5–7 working days after documentation.