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    Loan Against Property

    Unlock the hidden value of your property with LoanSeva’s Loan Against Property, a smart financial solution designed to help you meet your business or personal funding needs without selling your asset. Whether you’re looking to expand your business, manage working capital, fund your child’s education, or consolidate debts, a Loan Against Property offers you high-value loans at attractive interest rates.

    At LoanSeva, we offer flexible repayment options, quick processing, and minimal documentation to ensure a smooth borrowing experience. Both residential and commercial properties can be pledged as collateral, allowing you to leverage your real estate to access substantial funds.

    Our expert advisors guide you through every step — from application to disbursal — ensuring transparency and ease. With competitive interest rates, longer tenures, and customized loan structures, LoanSeva empowers you to achieve your financial goals confidently while retaining ownership of your property.

    Documents Required

    • ✅ PHOTOGRAPHS (2)
    • ✅ PAN CARD COPY
    • ✅ AADHAR CARD + PASSPORT
    • ✅ ADDRESS PROOF (IF RENTED, ALSO REQUIRED PERMANENT ADDRESS PROOF)
    • ✅ LAST 3 YEARS FORM-16, ITR WITH COMPUTATION OF INCOME (IF FILED)
    • ✅ LAST 1 YEAR BANK STATEMENT – SALARY ACCOUNT
    • ✅ LOAN SCHEDULE & SANCTION LETTER (IF RUNNING)
    • ✅ COMPLETE PROPERTY PAPERS WITH CHAIN & MAP + ATS
    • ✅ PROCESSING FEE CHEQUE IN FAVOUR OF BANK
    • ✅ LAST 3 MONTHS SALARY SLIP + APPOINTMENT LETTER
    • ✅ PHOTOGRAPH BOTH
    • ✅ PAN CARD CLEAR COPY PROPRIETOR
    • ✅ ADDRESS PROOF (PASSPORT, VOTER ID CARD) PROPRIETOR
    • ✅ OFFICE ADDRESS PROOF LATEST (ELECTRICITY BILL, TELEPHONE BILL)
    • ✅ FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY
    • ✅ LAST 1 YEAR GST RETURN COPY
    • ✅ FIRM 3 YEARS ITR COMPUTATION, PROFIT LOSS A/C, BALANCE SHEET, TAX AUDIT REPORT, ALL SCHEDULES & ANNEXURE
    • ✅ PROVISIONAL FINANCIAL AY 2019-20
    • ✅ BANK ACCOUNTS (CURRENT ACCOUNT, CC ACCOUNT, OD ACCOUNT LAST 1 YEAR UPDATED)
    • ✅ 6 MONTH SAVING ACCOUNT STATEMENT UPDATED (PROPRIETOR)
    • ✅ IF RUNNING ANY LOAN PLEASE PROVIDE SANCTION LETTER AND REPAYMENT SCHEDULE
    • ✅ AGREEMENT TO SELL COPY
    • ✅ PROPERTY PAPERS WITH CHAIN SANCTION MAP
    • ✅ PHOTOGRAPH PARTNERS
    • ✅ PAN CARD – COMPANY, ALL PARTNERS
    • ✅ ADDRESS PROOF – ALL PARTNERS (PASSPORT, VOTER ID CARD, PAN CARD, AADHAAR)
    • ✅ FIRM ADDRESS PROOF – LATEST ANY UTILITY BILL
    • ✅ PARTNERSHIP DEED COPY
    • ✅ GST CERTIFICATE
    • ✅ GST RETURN LAST 1 YEAR
    • ✅ 3 YEARS COMPANY ITR, COI, P/L A/C, BALANCE SHEET + AUDIT REPORT (3CB, 3CD), ALL ANNEXURES & SCHEDULES WITH C.A. CERTIFIED
    • ✅ PROVISIONAL FINANCIAL AY 2019-20
    • ✅ 3 YEARS ALL PARTNERS INDIVIDUAL ITR + COMPUTATION
    • ✅ FIRM ALL BANK ACCOUNT STATEMENTS (1 YEAR UPDATED)
    • ✅ ALL PARTNERS SAVING ACCOUNT STATEMENTS (6 MONTHS)
    • ✅ IF RUNNING ANY LOAN – LATEST SANCTION LETTER + TRACK RECORDS OR REPAYMENT SCHEDULE
    • ✅ ALL DIRECTORS PHOTOGRAPH
    • ✅ CLEAR PAN CARD – COMPANY AND ALL DIRECTORS
    • ✅ ADDRESS PROOF – COMPANY AND DIRECTORS
    • ✅ LIST OF DIRECTORS & SHAREHOLDERS WITH CA CERTIFIED AS ON DATE
    • ✅ MEMORANDUM ORDER IN HAND AND COMPLETE COPY (IF APPLICABLE)
    • ✅ GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE
    • ✅ 1 YEAR GST RETURNS
    • ✅ ALL DIRECTORS INDIVIDUAL ITR & COMPUTATION LAST 3 YEARS
    • ✅ LAST 3 YEARS COMPLETE FINANCIALS WITH TAX AUDIT REPORT AND ANNEXURE
    • ✅ PROVISIONAL FINANCIAL FY 2019-20 OR MONTH-WISE SALES FIGURE LAST 1 YEAR
    • ✅ COMPANY ALL BANK ACCOUNT STATEMENTS (1 YEAR UPDATED)
    • ✅ ALL DIRECTORS SAVING ACCOUNT STATEMENTS (6 MONTHS)

    Frequently Asked Questions

    Our mission is to deliver reliable, latest news and opinions.

    A Loan Against Property is a secured loan where you can pledge your residential, commercial, or industrial property as collateral to avail funds for business or personal needs.

    Both salaried individuals, self-employed professionals, and business owners with a clear property title can apply for a Loan Against Property with LoanSeva.

    The loan amount depends on the property’s market value, type, and your repayment capacity. Typically, you can get up to 60%–70% of the property’s market value.

    Interest rates vary based on your profile, property type, and loan amount. LoanSeva ensures competitive rates and flexible repayment tenures tailored to your financial situation.

    With LoanSeva’s quick approval and minimal documentation process, loans are typically processed within 5 to 7 working days, subject to verification.

    Yes, you retain ownership and usage rights of the property even after pledging it as security, as long as loan repayments are made on time.