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    Loan Against Credit Card Receipts

    Boost your business cash flow with LoanSeva’s Loan Against Credit Card Receipts, designed especially for merchants and retailers who accept payments through POS machines or online gateways. This loan allows you to raise working capital against your future credit card sales, ensuring smooth operations without interrupting your daily business.

    With quick approvals, flexible repayment through daily card settlements, and competitive interest rates, LoanSeva provides a convenient way to access funds without additional collateral. Whether you need to stock inventory, expand your business, or manage expenses, this facility keeps your business running strong.

    Documents Required

    INDIVIDUAL

    • ✅ Photographs (2)
    • ✅ PAN Card Copy
    • ✅ Aadhar Card + Passport
    • ✅ Address Proof (If rented, permanent address proof also required)
    • ✅ Last 3 Years Form-16, ITR with Computation of Income (if filed)
    • ✅ Last 1 Year Bank Statement – Salary Account
    • ✅ Loan Schedule & Sanction Letter (if running)
    • ✅ Complete Property Papers with Chain & Map + ATS
    • ✅ Processing Fee Cheque in favour of Bank
    • ✅ Last 3 Months Salary Slip + Appointment Letter

    PROP FIRM

    • ✅ Photographs (Both)
    • ✅ PAN Card – Clear Copy (Proprietor)
    • ✅ Address Proof (Passport, Voter ID Card – Proprietor)
    • ✅ Office Address Proof – Latest (Electricity Bill, Telephone Bill)
    • ✅ Firm Registration Certificate & GST Registration Copy
    • ✅ Last 1 Year GST Return Copy
    • ✅ Firm 3 Years ITR, Computation, Profit & Loss A/C, Balance Sheet, Tax Audit Report, All Schedules & Annexures
    • ✅ Provisional Financials – AY 2019-20
    • ✅ Bank Accounts (Current, CC, OD) – Last 1 Year Updated
    • ✅ 6 Month Savings Account Statement – Proprietor
    • ✅ If Running Any Loan – Provide Sanction Letter & Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers with Chain & Sanction Map

    PARTNERSHIP FIRM

    • ✅ Photographs (Partners)
    • ✅ PAN Card – Company & All Partners
    • ✅ Address Proof – All Partners (Passport, Voter ID Card, PAN, Aadhar)
    • ✅ Firm Address Proof – Latest Utility Bill
    • ✅ Partnership Deed Copy
    • ✅ GST Certificate
    • ✅ GST Return (Last 1 Year)
    • ✅ 3 Years Company ITR, COI, P/L A/C, Balance Sheet + Audit Report (3CB, 3CD), All Annexures & CA Certified
    • ✅ Provisional Financials – AY 2019-20
    • ✅ 3 Years All Partners’ Individual ITR + Computation
    • ✅ Firm Bank Account Statement (1 Year Updated)
    • ✅ All Partners’ Savings Account Statements (6 Months)
    • ✅ If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers Complete Chain with Map

    PVT.LTD

    • ✅ All Directors’ Photographs
    • ✅ Clear PAN Card – Company & All Directors
    • ✅ Address Proof – Company & Directors
    • ✅ List of Directors & Shareholders (CA Certified as on Date)
    • ✅ Memorandum Order in Hand & Complete Copy (if applicable)
    • ✅ GST, Sale, VAT & SSI Registration Certificate
    • ✅ 1 Year GST Returns
    • ✅ All Directors’ ITR & Computation – Last 3 Years
    • ✅ Last 3 Years Complete Financials with Tax Audit Report & Annexures
    • ✅ Company Bank Account Statement (1 Year Updated)
    • ✅ All Directors’ Savings Account Statements (6 Months)
    • ✅ If Running Any Loan – Latest Sanction Letter & Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers Complete Chain with Sanction Map

    Frequently Asked Questions

    What is a Loan Against Credit Card Receipts?

    It’s a business loan offered to merchants against their future credit and debit card sales through POS or online payment gateways.

    Who can apply for this loan?

    Retailers, restaurants, and businesses with regular card-based sales are eligible to apply.

    Is collateral required?

    No, this is an unsecured loan, as repayments are deducted directly from daily card settlements.

    What are the benefits of this loan?

    It provides quick liquidity, no collateral, and automatic repayment through sales proceeds.

    How much funding can I get?

    LoanSeva offers up to a percentage of your average monthly card sales, based

    About Us

    Our goal at Borrow Loan Company is to provide access to personal loans and education loan, car loan, home loan at insight competitive interest rates lorem ipsums. We are the loan provider, you can use our loan product.

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    Contact Us

    #204, 2nd floor, vv vintage boulevard, Somajiguda, Hyderabad - 500082

    +91 91009 18002
    +91 99926 29262

    +91 80580 50959

    info@loanseva.in

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