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    Commercial Property Loan

    Expand your business horizons with LoanSeva’s Commercial Property Loan, a convenient financing option designed to help entrepreneurs, investors, and professionals purchase, construct, or refinance commercial spaces. Whether you’re planning to buy an office, showroom, shop, or business complex, this loan offers the financial strength to turn your vision into reality.

    At LoanSeva, we provide high loan amounts, flexible repayment options, and competitive interest rates tailored to your business goals. You can also leverage your existing commercial property to meet working capital needs or business expansion plans. With minimal documentation, transparent processing, and quick approvals, LoanSeva ensures a seamless borrowing experience.

    Documents Required

    • ✅ AADHAR CARD + PASSPORT PAN CARD COPY
    • ✅ ADDRESS PROOF IF RENTED ALSO REQUIRED PERMANENT ADDRESS PROOF
    • ✅ LAST 3 YEARS FORM -16, ITR WITH COMPUTATION OF INCOME IF FILE
    • ✅ LAST 1 YEAR BANK STATEMENT – SALARY ACCOUNT
    • ✅ LOAN SCHEDULE & SANCTION LETTER (IF RUNNING)
    • ✅ COMPLETE PROPERTY PAPERS WITH CHAIN & MAP + ATS
    • ✅ PROCESSING FEE CHEQUE IN FAVOUR OF BANK
    • ✅ ALL DIRECTORS PHOTOGRAPH
    • ✅ CLEAR PAN CARD – COMPANY AND ALL DIRECTORS
    • ✅ ADDRESS PROOF – COMPANY AND DIRECTORS
    • ✅ LIST OF DIRECTOR & SHARE HOLDER WITH CA CERTIFIED AS ON DATE
    • ✅ GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE
    • ✅ 1 YEAR GST RETURNS
    • ✅ ALL DIRECTORS INDIVIDUALS ITR & COMPUTATION LAST 3 YEARS
    • ✅ LAST 3 YEARS COMPLETE FINANCIAL WITH TAX AUDIT REPORT AND ANNEXURE
    • ✅ COMPANY ALL BANK ACCOUNT STATEMENT 1 YEAR UPDATED
    • ✅ ALL DIRECTORS SAVING A/C STATEMENT 6 MONTH
    • ✅ PROPERTY PAPERS COMPLETE CHAIN WITH SANCTION MAP
    • ✅ LAST 3 MONTHS SALARY SLIP + APPOINTMENT LETTER
    • ✅ PAN CARD CLEAR COPY – PROPRIETOR
    • ✅ ADDRESS PROOF (PASSPORT / VOTER ID CARD) – PROPRIETOR
    • ✅ OFFICE ADDRESS PROOF (LATEST ELECTRICITY BILL / TELEPHONE BILL)
    • ✅ FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY
    • ✅ LAST 1 YEAR GST RETURN COPY
    • ✅ FIRM 3 YEARS ITR, COMPUTATION, PROFIT & LOSS A/C, BALANCE SHEET, TAX AUDIT REPORT, ALL SCHEDULES & ANNEXURES
    • ✅ PROVISIONAL FINANCIALS – AY 2019-20
    • ✅ BANK ACCOUNTS (CURRENT ACCOUNT / CC ACCOUNT / OD ACCOUNT – LAST 1 YEAR UPDATED)
    • ✅ 6 MONTH SAVINGS ACCOUNT STATEMENT (PROPRIETOR)
    • ✅ IF ANY RUNNING LOAN – SANCTION LETTER & REPAYMENT SCHEDULE
    • ✅ AGREEMENT TO SELL COPY
    • ✅ AADHAR CARD + PASSPORT + PAN CARD COPY
    • ✅ PROPERTY PAPERS COMPLETE CHAIN WITH SANCTION MAP
    • ✅ PAN CARD – COMPANY & ALL PARTNERS
    • ✅ ADDRESS PROOF – ALL PARTNERS (PASSPORT / VOTER ID / PAN / AADHAAR)
    • ✅ FIRM ADDRESS PROOF – LATEST UTILITY BILL
    • ✅ PARTNERSHIP DEED COPY
    • ✅ GST CERTIFICATE
    • ✅ GST RETURN – LAST 1 YEAR
    • ✅ 3 YEARS COMPANY ITR, COI, PROFIT & LOSS A/C, BALANCE SHEET, AUDIT REPORT (3CB, 3CD) WITH ALL ANNEXURES & SCHEDULES – CA CERTIFIED
    • ✅ PROVISIONAL FINANCIALS – AY 2019-20
    • ✅ 3 YEARS ALL PARTNERS INDIVIDUAL ITR WITH COMPUTATION
    • ✅ FIRM ALL ACCOUNT BANK STATEMENTS – 1 YEAR UPDATED
    • ✅ ALL PARTNERS SAVINGS ACCOUNT STATEMENTS – 6 MONTHS UPDATED
    • ✅ IF ANY RUNNING LOAN – LATEST SANCTION LETTER & REPAYMENT SCHEDULE / TRACK RECORDS
    • ✅ AGREEMENT TO SELL COPY
    • ✅ PROPERTY PAPERS – COMPLETE CHAIN WITH MAP
    • ✅ PHOTOGRAPH
    • ✅ CLEAR PAN CARD – COMPANY AND ALL DIRECTORS
    • ✅ ADDRESS PROOF – COMPANY AND DIRECTORS
    • ✅ LIST OF DIRECTORS & SHAREHOLDERS WITH CA CERTIFICATION (AS ON DATE)
    • ✅ MEMORANDUM ORDER IN HAND AND COMPLETE COPY (IF APPLICABLE)
    • ✅ GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE
    • ✅ 1 YEAR GST RETURNS
    • ✅ ALL DIRECTORS INDIVIDUAL ITR & COMPUTATION – LAST 3 YEARS
    • ✅ LAST 3 YEARS COMPLETE FINANCIALS WITH TAX AUDIT REPORT AND ANNEXURE
    • ✅ PROVISIONAL FINANCIALS FY 2019-20 OR MONTH-WISE SALES FIGURES – LAST 1 YEAR
    • ✅ COMPANY ALL BANK ACCOUNT STATEMENTS – 1 YEAR UPDATED
    • ✅ ALL DIRECTORS SAVING ACCOUNT STATEMENTS – 6 MONTHS UPDATED
    • ✅ IF RUNNING ANY LOAN – LATEST SANCTION LETTER AND REPAYMENT SCHEDULE
    • ✅ AGREEMENT TO SELL COPY
    • ✅ PROPERTY PAPERS – COMPLETE CHAIN WITH SANCTION MAP

    Frequently Asked Questions

    It’s a secured loan that helps you buy, construct, or refinance office spaces, showrooms, or commercial complexes.

    Self-employed professionals, business owners, and investors with a stable income or business record can apply.

    You can get up to 70%–75% of the commercial property’s market value, based on your credit profile.

    Yes, you can avail a loan against your existing commercial property for business expansion or other needs.

    LoanSeva offers flexible tenures, generally ranging from 5 to 15 years, depending on the loan amount.

    With LoanSeva’s efficient processing, approval and disbursal typically happen within 5–7 working days after verification.