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    Warehouse Receipt Finance

    Unlock the value of your stored goods with LoanSeva’s Warehouse Receipt Finance, a convenient funding option for traders, manufacturers, and farmers. This loan allows you to raise capital against warehouse receipts issued for your stored commodities or goods, helping you meet short-term financial needs without selling your inventory.

    With LoanSeva’s Warehouse Receipt Finance, you can access quick liquidity, manage working capital efficiently, and benefit from flexible repayment terms and competitive interest rates. Whether you’re holding agricultural produce or industrial goods, this solution ensures your stock works for you while it waits for the right market opportunity.

    Documents Required

    • ✅ Photographs (2)
    • ✅ PAN Card Copy
    • ✅ Aadhar Card + Passport
    • ✅ Address Proof (If Rented, Permanent Address Proof Also Required)
    • ✅ Last 3 Years Form-16, ITR with Computation of Income (If Filed)
    • ✅ Last 1 Year Bank Statement – Salary Account
    • ✅ Loan Schedule & Sanction Letter (If Running)
    • ✅ Complete Property Papers with Chain & Map + ATS
    • ✅ Processing Fee Cheque in Favour of Bank
    • ✅ Last 3 Months Salary Slip + Appointment Letter
    • ✅ Photograph (Both)
    • ✅ PAN Card Clear Copy – Proprietor
    • ✅ Address Proof (Passport, Voter ID Card) – Proprietor
    • ✅ Office Address Proof Latest (Electricity Bill, Telephone Bill)
    • ✅ Firm Registration Certificates & GST Registration Copy
    • ✅ Last 1 Year GST Return Copy
    • ✅ Firm 3 Years ITR Computation, Profit & Loss A/C, Balance Sheet, Tax Audit Report, All Schedules & Annexures
    • ✅ Provisional Financial – AY 2019-20
    • ✅ Bank Accounts (Current Account, CC Account, OD Account – Last 1 Year Updated)
    • ✅ 6 Months Saving Account Statement Updated (Proprietor)
    • ✅ If Running Any Loan – Provide Sanction Letter & Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers with Chain & Sanction Map
    • ✅ Photograph (Partners)
    • ✅ PAN Card – Company & All Partners
    • ✅ Address Proof – All Partners (Passport, Voter ID, PAN, Aadhar)
    • ✅ Firm Address Proof – Latest Utility Bill
    • ✅ Partnership Deed Copy
    • ✅ GST Certificate
    • ✅ GST Return (Last 1 Year)
    • ✅ 3 Years Company ITR, COI, P/L A/C, Balance Sheet + Audit Report (3CB, 3CD), Annexures, CA Certified
    • ✅ Provisional Financial – AY 2019-20
    • ✅ 3 Years All Partner Individual ITR + Computation
    • ✅ Firm All Account Bank Statements (1 Year Updated)
    • ✅ All Partner Saving Account Statements (6 Months)
    • ✅ If Running Any Loan – Latest Sanction Letter + Track Records or Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers Complete Chain with Map
    • ✅ All Directors Photograph
    • ✅ Clear PAN Card – Company & All Directors
    • ✅ Address Proof – Company & Directors
    • ✅ List of Directors & Shareholders with CA Certified as on Date
    • ✅ Memorandum Order in Hand and Complete Copy (If Applicable)
    • ✅ GST, Sale, VAT & SSI Registration Certificate
    • ✅ 1 Year GST Returns
    • ✅ All Directors Individual ITR & Computation (Last 3 Years)
    • ✅ Last 3 Years Complete Financials with Tax Audit Report & Annexure
    • ✅ Provisional Financial FY 2019-20 or Month-wise Sale Figure (Last 1 Year)
    • ✅ Company All Bank Account Statements (1 Year Updated)
    • ✅ All Directors Saving Account Statements (6 Months)
    • ✅ If Running Any Loan – Latest Sanction Letter & Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers Complete Chain with Sanction Map

    Frequently Asked Questions

    It’s a loan facility that provides funding against warehouse receipts for goods stored in approved warehouses.

    Farmers, traders, and manufacturers with valid warehouse receipts can apply.

    The stored goods themselves act as collateral, so no additional security is needed.

    It offers instant liquidity, flexible repayment, and helps avoid distress sales.

    Tenure usually ranges from 3 to 12 months, depending on the type of commodity or goods.

    LoanSeva ensures fast verification and disbursal within 2–5 working days after receipt validation.