Just take 2 minute for your loan

Fill up the form below and loan executive would get in touch with you

    Loan Against Bank Guarantee

    LoanSeva’s Loan Against Bank Guarantee is a specialized financing solution that allows businesses to unlock funds by pledging an existing Bank Guarantee (BG) as security. This facility helps companies meet working capital needs, manage project expenses, or fund new opportunities without disrupting their financial stability.

    It’s ideal for contractors, traders, and businesses engaged in government or corporate projects that require continuous cash flow. LoanSeva offers quick approvals, competitive interest rates, and flexible repayment options, ensuring smooth business operations.

    With our expert guidance and transparent process, you can access liquidity swiftly while retaining your ongoing guarantees.

    Documents Required

    • ✅ PHOTOGRAPHS (2)
    • ✅ PAN CARD COPY
    • ✅ AADHAR CARD + PASSPORT
    • ✅ ADDRESS PROOF (IF RENTED, ALSO PERMANENT ADDRESS PROOF REQUIRED)
    • ✅ LAST 3 YEARS FORM-16 & ITR WITH COMPUTATION OF INCOME (IF FILED)
    • ✅ LAST 1 YEAR BANK STATEMENT – SALARY ACCOUNT
    • ✅ LOAN SCHEDULE & SANCTION LETTER (IF RUNNING)
    • ✅ COMPLETE PROPERTY PAPERS WITH CHAIN, MAP & ATS
    • ✅ PROCESSING FEE CHEQUE IN FAVOUR OF BANK
    • ✅ LAST 3 MONTHS SALARY SLIP + APPOINTMENT LETTER
    • ✅ PHOTOGRAPH (BOTH)
    • ✅ PAN CARD CLEAR COPY – PROPRIETOR
    • ✅ ADDRESS PROOF (PASSPORT, VOTER ID CARD) – PROPRIETOR
    • ✅ OFFICE ADDRESS PROOF (LATEST ELECTRICITY BILL / TELEPHONE BILL)
    • ✅ FIRM REGISTRATION CERTIFICATES & GST REGISTRATION COPY
    • ✅ LAST 1 YEAR GST RETURN COPY
    • ✅ FIRM 3 YEARS ITR, COMPUTATION, PROFIT & LOSS A/C, BALANCE SHEET, TAX AUDIT REPORT, ALL SCHEDULES & ANNEXURES
    • ✅ PROVISIONAL FINANCIAL AY 2019–20
    • ✅ BANK ACCOUNTS (CURRENT ACCOUNT / CC ACCOUNT / OD ACCOUNT – LAST 1 YEAR UPDATED)
    • ✅ 6 MONTHS SAVINGS ACCOUNT STATEMENT (UPDATED) – PROPRIETOR
    • ✅ IF RUNNING ANY LOAN – SANCTION LETTER & REPAYMENT SCHEDULE
    • ✅ AGREEMENT TO SELL COPY
    • ✅ PROPERTY PAPERS WITH COMPLETE CHAIN & SANCTION MAP
    • ✅ PHOTOGRAPH – PARTNERS
    • ✅ PAN CARD – COMPANY & ALL PARTNERS
    • ✅ ADDRESS PROOF – ALL PARTNERS (PASSPORT, VOTER ID, PAN, ADHAAR)
    • ✅ FIRM ADDRESS PROOF – LATEST UTILITY BILL
    • ✅ PARTNERSHIP DEED COPY
    • ✅ GST CERTIFICATE
    • ✅ GST RETURN – LAST 1 YEAR
    • ✅ 3 YEARS COMPANY ITR, COI, P&L ACCOUNT, BALANCE SHEET & AUDIT REPORT (3CB, 3CD) WITH ALL ANNEXURES & CA CERTIFICATION
    • ✅ PROVISIONAL FINANCIAL – AY 2019–20
    • ✅ 3 YEARS ALL PARTNERS’ INDIVIDUAL ITR & COMPUTATION
    • ✅ FIRM ALL BANK ACCOUNTS STATEMENT – LAST 1 YEAR UPDATED
    • ✅ ALL PARTNERS SAVINGS ACCOUNT STATEMENT – LAST 6 MONTHS
    • ✅ IF RUNNING ANY LOAN – LATEST SANCTION LETTER & REPAYMENT SCHEDULE / TRACK RECORD
    • ✅ AGREEMENT TO SELL COPY
    • ✅ PROPERTY PAPERS – COMPLETE CHAIN WITH MAP
    • ✅ ALL DIRECTORS PHOTOGRAPH
    • ✅ CLEAR PAN CARD – COMPANY AND ALL DIRECTORS
    • ✅ ADDRESS PROOF – COMPANY AND DIRECTORS
    • ✅ LIST OF DIRECTORS & SHAREHOLDERS WITH CA CERTIFICATION (AS ON DATE)
    • ✅ MEMORANDUM ORDER IN HAND AND COMPLETE COPY (IF APPLICABLE)
    • ✅ GST, SALE, VAT AND SSI REGISTRATION CERTIFICATE
    • ✅ 1 YEAR GST RETURNS
    • ✅ ALL DIRECTORS’ INDIVIDUAL ITR & COMPUTATION – LAST 3 YEARS
    • ✅ LAST 3 YEARS COMPLETE FINANCIALS WITH TAX AUDIT REPORT & ANNEXURES
    • ✅ PROVISIONAL FINANCIAL FY 2019–20 OR MONTH-WISE SALES FIGURE – LAST 1 YEAR
    • ✅ COMPANY ALL BANK ACCOUNT STATEMENTS – LAST 1 YEAR UPDATED
    • ✅ ALL DIRECTORS’ SAVINGS ACCOUNT STATEMENTS – LAST 6 MONTHS
    • ✅ IF RUNNING ANY LOAN – LATEST SANCTION LETTER AND REPAYMENT SCHEDULE
    • ✅ AGREEMENT TO SELL COPY
    • ✅ PROPERTY PAPERS – COMPLETE CHAIN WITH SANCTION MAP

    Frequently Asked Questions

    It’s a secured loan facility where you can raise funds by pledging an existing Bank Guarantee issued by a bank.

    Contractors, business owners, and companies engaged in projects that require Bank Guarantees can apply.

    It provides immediate working capital and helps manage project or operational expenses efficiently.

    The loan amount depends on the value of the Bank Guarantee and the borrower’s creditworthiness.

    In most cases, the Bank Guarantee itself serves as security, though additional collateral may be requested based on risk assessment.

    LoanSeva ensures fast approvals and disbursal within 3–5 working days, subject to document verification.