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    Vendor Finance

    Strengthen your business operations with LoanSeva’s Vendor Finance, a tailored funding solution that enables vendors to receive early payments for goods and services supplied. This facility ensures smooth cash flow, timely production, and continuous delivery without waiting for long payment cycles from buyers.

    With LoanSeva’s Vendor Finance, vendors can access working capital quickly, improve liquidity, and manage day-to-day expenses efficiently. Our financing solutions come with low interest rates, minimal paperwork, and fast approval, empowering vendors to focus on business growth rather than cash flow gaps.

    Documents Required

    • ✅ Photographs (2)
    • ✅ PAN Card Copy
    • ✅ Aadhar Card + Passport
    • ✅ Address Proof (If rented, also provide permanent address proof)
    • ✅ Last 3 Years Form-16, ITR with Computation of Income (if filed)
    • ✅ Last 1 Year Bank Statement – Salary Account
    • ✅ Loan Schedule & Sanction Letter (if running)
    • ✅ Complete Property Papers with Chain & Map + ATS
    • ✅ Processing Fee Cheque in favour of Bank
    • ✅ Last 3 Months Salary Slip + Appointment Letter
    • ✅ Photograph (Both)
    • ✅ PAN Card Clear Copy – Proprietor
    • ✅ Address Proof (Passport, Voter ID Card) – Proprietor
    • ✅ Office Address Proof Latest (Electricity Bill, Telephone Bill)
    • ✅ Firm Registration Certificates & GST Registration Copy
    • ✅ Last 1 Year GST Return Copy
    • ✅ Firm 3 Years ITR Computation, Profit & Loss A/C, Balance Sheet, Tax Audit Report, All Schedules & Annexures
    • ✅ Provisional Financial AY 2019-20
    • ✅ Bank Accounts (Current Account, CC Account, OD Account – Last 1 Year Updated)
    • ✅ 6 Month Saving Account Statement Updated (Proprietor)
    • ✅ If running any loan – Please provide Sanction Letter and Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers with Chain & Sanction Map
    • ✅ Photograph (Partners)
    • ✅ PAN Card – Company & All Partners
    • ✅ Address Proof – All Partners (Passport, Voter ID Card, PAN, Aadhar)
    • ✅ Firm Address Proof – Latest Utility Bill
    • ✅ Partnership Deed Copy
    • ✅ GST Certificate
    • ✅ GST Return (Last 1 Year)
    • ✅ 3 Years Company ITR, COI, P/L A/C, Balance Sheet + Audit Report (3CB, 3CD) with Annexures & CA Certification
    • ✅ Provisional Financial AY 2019-20
    • ✅ 3 Years – All Partner Individuals ITR + Computation
    • ✅ Firm All Bank Account Statements (1 Year Updated)
    • ✅ All Partner Saving Account Statements (6 Months)
    • ✅ If running any loan – Latest Sanction Letter + Track Records or Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers Complete Chain with Map
    • ✅ All Directors Photograph
    • ✅ Clear PAN Card – Company and All Directors
    • ✅ Address Proof – Company and Directors
    • ✅ List of Directors & Shareholders (CA Certified as on date)
    • ✅ Memorandum & Articles of Association (if applicable)
    • ✅ GST, Sales, VAT, and SSI Registration Certificates
    • ✅ 1 Year GST Returns
    • ✅ All Directors Individual ITR & Computation (Last 3 Years)
    • ✅ Last 3 Years Complete Financials with Tax Audit Report and Annexure
    • ✅ Provisional Financial FY 2019-20 or Month-wise Sale Figures (Last 1 Year)
    • ✅ Company All Bank Account Statements (1 Year Updated)
    • ✅ All Directors Saving A/C Statements (6 Months)
    • ✅ If running any loan – Latest Sanction Letter and Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers Complete Chain with Sanction Map

    Frequently Asked Questions

    Vendor Finance is a funding solution that allows suppliers or vendors to receive early payment for their invoices before the buyer’s due date.

    Any vendor or supplier with valid invoices from reputed buyers or companies can apply.

    Generally, no collateral is required since the financing is based on the buyer’s credit profile.

    It provides quick liquidity, reduces payment delays, and ensures business continuity.

    LoanSeva offers funding up to a significant percentage of the invoice value, depending on eligibility.

    LoanSeva ensures swift approval and disbursal within 2–5 working days after document verification.