Just take 2 minute for your loan

Fill up the form below and loan executive would get in touch with you

    Factoring Finance

    Improve your cash flow and keep your business running smoothly with LoanSeva’s Factoring Finance. This financing solution allows businesses to convert unpaid invoices into instant working capital without waiting for clients to clear payments. It’s ideal for companies that offer credit terms to customers and want to maintain steady liquidity.

    With LoanSeva’s Factoring Finance, you can receive up to 90% of your invoice value upfront, enabling you to meet operational expenses, pay suppliers, and invest in growth opportunities. Enjoy quick processing, no collateral requirement, and flexible repayment linked to customer payments.

    Documents Required

    • ✅ Photographs (2)
    • ✅ PAN Card Copy
    • ✅ Aadhar Card + Passport
    • ✅ Address Proof (If Rented, Permanent Address Proof Also Required)
    • ✅ Last 3 Years Form-16, ITR with Computation of Income (If Filed)
    • ✅ Last 1 Year Bank Statement – Salary Account
    • ✅ Loan Schedule & Sanction Letter (If Running)
    • ✅ Complete Property Papers with Chain & Map + ATS
    • ✅ Processing Fee Cheque in Favour of Bank
    • ✅ Last 3 Months Salary Slip + Appointment Letter
    • ✅ Photograph (Both)
    • ✅ PAN Card Clear Copy – Proprietor
    • ✅ Address Proof (Passport, Voter ID Card) – Proprietor
    • ✅ Office Address Proof Latest (Electricity Bill, Telephone Bill)
    • ✅ Firm Registration Certificates & GST Registration Copy
    • ✅ Last 1 Year GST Return Copy
    • ✅ Firm 3 Years ITR Computation, Profit & Loss A/C, Balance Sheet, Tax Audit Report, All Schedules & Annexures
    • ✅ Provisional Financial – AY 2019-20
    • ✅ Bank Accounts (Current Account, CC Account, OD Account – Last 1 Year Updated)
    • ✅ 6 Month Saving Account Statement Updated (Proprietor)
    • ✅ If Running Any Loan – Please Provide Sanction Letter and Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers with Chain & Sanction Map
    • ✅ Photograph (Partners)
    • ✅ PAN Card – Company & All Partners
    • ✅ Address Proof – All Partners (Passport, Voter ID, PAN, Aadhar)
    • ✅ Firm Address Proof – Latest Utility Bill
    • ✅ Partnership Deed Copy
    • ✅ GST Certificate
    • ✅ 3 Years Company ITR, COI, P/L A/C, Balance Sheet + Audit Report (3CB, 3CD), Annexures, CA Certified
    • ✅ Provisional Financial – AY 2019-20
    • ✅ 3 Years All Partner Individual ITR + Computation
    • ✅ Firm All Account Bank Statements (1 Year Updated)
    • ✅ All Partner Saving Account Statements (6 Months)
    • ✅ If Running Any Loan – Latest Sanction Letter + Track Records / Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers Complete Chain with Map
    • ✅ All Directors Photograph
    • ✅ Clear PAN Card – Company & All Directors
    • ✅ Address Proof – Company & Directors
    • ✅ List of Directors & Shareholders with CA Certified as on Date
    • ✅ Memorandum Order in Hand and Complete Copy (If Applicable)
    • ✅ GST, Sale, VAT and SSI Registration Certificates
    • ✅ 1 Year GST Returns
    • ✅ All Directors Individual ITR & Computation (Last 3 Years)
    • ✅ Last 3 Years Complete Financials with Tax Audit Report & Annexures
    • ✅ Provisional Financial FY 2019-20 or Month-Wise Sale Figures (Last 1 Year)
    • ✅ Company All Bank Account Statements (1 Year Updated)
    • ✅ All Directors Saving Account Statements (6 Months)
    • ✅ If Running Any Loan – Latest Sanction Letter & Repayment Schedule
    • ✅ Agreement to Sell Copy
    • ✅ Property Papers Complete Chain with Sanction Map

    Frequently Asked Questions

    Factoring Finance allows businesses to sell their unpaid invoices to LoanSeva in exchange for immediate cash.

    Manufacturers, traders, and service providers dealing with credit-based customers can apply.

    No, this is a non-collateral financing option, as funding is based on invoice value and buyer credibility.

    LoanSeva provides up to 90% of the invoice amount as advance payment.